Maryland Mortgage Program

Baltimore City and all Maryland Counties home buyer incentives and down payment assistance funds are available.

Current Programs

Maryland DSelp $5000 All Areas in MD

• $5000 interest free loan for down payment & closing costs. Details, call 443-829-2210

Forgivable FHLB Grant $5000

• $5000 forgivable (FHLB) grant; down payment, closing costs (All areas in MD), 443-829-2210 More Info

Live Baltimore Trolley Tour $5000

• $5000 Grant. Coming.. Details, call 888-311-1070 or 443-829-2210

Baltimore County SELP $10000

• $10000 forgivable loan. Details, call 888-311-1070 more info

Baltimore City CDBG $5000

• Community Development Grant 443-829-2210. More Info

City GRAND SLAM

• $7500 grant -No Longer Available-

Harford County SELP $5000

• $5000 for buyers in Aberdeen, Abingdon, Edgewood.. Details, call 888-311-1070

Employer Match- House Keys 4 Employees

• up to $3500 more info

Baltimore County NCI $20000 (Waiting List Only)

• $20000 home buyer incentive for down payment & closing costs. more info

AA County Assistance $20000

• Income limits apply. Limited funds. Details, call 888-311-1070

Baltimore City Vacants to Values $10000

• Property MUST be "on the list" call 888-311-1070 Vacants To Values Map and List

Approved Counseling Centers

• Harbel Housing 410-444-9152
website: Harbel.org

• Belair-Edison Neighborhoods 410-485-18422
website: BelAir-Edison.org

• Diversified Housing 410-496-1214
website: DiversifiedHousing.org

• SouthEastCDC Counseling 410-342-3234 website: SouthEastCDC.org

• Eastside Community Development 410-284-9861
website: EastsideCDC.org

• Harford County- HCH 410-313-6318

• Anne Arundel ACDS 410-444-9152

Maryland Home Buyer Incentives and Down Payment grants.

Baltimore City and all Maryland Counties home buyer incentives and down payment assistance funds are available. Some programs allow non-first-time-buyers to participate. UPDATE: Some programs allow second time home buyers to sign a contract before taking counseling classes. Some programs are true grants and some are zero interest, no-payment loans. Call 443-829-2210 for additional information.