State of Maryland (MMProgram) has annual household income limits.
See the table below.
MD Mortgage Program – Annual Household Income – 2021 (2022 not yet posted)
| Household size | 1 | 2 | 3 | 4 | 5 |
| PrinceGeorges, Montgomery, Frederick, Calvert, Charles | $154,800 | $154,800 | $180,600 | $180,600 | $180,600 |
| Baltimore City | $127,200 | $127,200 | $148,400 | $148,400 | $148,400 |
| *Baltimore Co, AnneArundel, Harford, Howard, Carroll, Cecil | $106,000 | $106,000 | $121,900 | $121,900 | $121,900 |
*Very small targeted areas in AnneArundel, BaltimoreCo and HarfordCo use the Balt City limits
Home buyer status eligibility
All buyers must occupy and all must be first time homebuyers. (Not owned a home in the past three years… anywhere)